Improving Livelihood At Household Level With Zakat Based Conscious Financing

This paper explores spending zakat to support the financial improvement of women from low- or no-income households. It assesses feasibility remitting over m-pesa platform. M-pesa is a Kenyan mobile banking app that allows subscribers send and receive money through their phones without use internet. The theory underpinning paper’s analysis on economic based tax justice social extraction. Taken together these theories suggest redistribution can also be facilitated by non-state actors who apply own norms in regulating how spend collective revenue towards improving lives. As such, therefore, starts discussion highlighting need for using taxes, extends conception conventional include justifies this position interrogating whether fiscal space its constitution recognise as part system supports state promote wellbeing. Whether contributes people examined inquiring into specific case study Mama Riziki. employs discursive approach mixed methods approach. findings reveal conscious financing improve livelihoods at household level.